How To Send Money Online

Recently I created account on PayPal and tested next two features:

• sending money online


• create and use buy now button

In this article I will briefly explained how sending money and buy now button works, how much does it cost (fees) and who is paying fees.

Send money online with PayPal

To send money with PayPal first you need to login on PayPal service. Of course if you are not registered on PayPal then you should Sign Up first.

Choose Send Payment tab.

In next step you need to:

• 1. Type Email of recipient


• 2. Enter Amount of money you want to send and currency


• 3. Choose whether your online sending money is Online purchase or Personal payments and check exactly purpose. For Online purchases it can be: Goods, Services or eBay items. For Personal payments it can be: Shared expenses, Payment owed, Rental charges or Others.

How much does it cost to send money online with PayPal

When you use a credit or debit card, you will be charged with 2.9% of the total amount sent plus $0.30 USD per transaction.

I make a test and try to send payment of $1 to PayPal account in same country and was charged with $0.33.

$0.30 USD per transaction
$0.03 USD as 3.1% of total amount
Total: $0.33 USD fee

Create and place Buy Now button on your site

With PayPal you can easily create Buy Now button. From PayPal site you can generate HTML code for Buy Now button, place this button on your site and start to sell to your visitors. You can sell material goods and send them using standard delivery or sell services and digital goods (e-books for example).

To find out how to make Buy Now button visit How to sell an ebook with paypal.

How much does it cost to sell items with PayPal Buy now button

For a testing purpose I make one Buy now button and put a price of $1 USD. My friend was making a purchase for $1 USD. He (buyer) doesn't need to pay any fee.
In this example seller received $0.67 USD
Fee is $0.30 USD per transaction
plus $0.03 USD as 3.1% of total amount.

There Is No Donate PayPal Type Button

How to add donate button on my site or blog?

And one more question

I have PayPal donation button on my site but when someone try to donate to me money he get message: "Your recipient is not able to receive funds at this time. Your recipient must first set up his or her account to receive funds."

I tried to create Donate PayPal button but I didn't fund option to create Donate button anywhere on the PayPal account when I was logged in. It should be at
My Account --> Profile -- My selling tools --> PayPal buttons --> Update --> Create New Button
but there you can choose only Shopping Cart, Buy Now, Gift certificates or Subscriptions button type. My PayPal account type is Premier.

Why Donate button type doesn't exists?

Because word "Donate" is reserved for a charity and Paypal doesn't allow Donate button in some countries (usually it is due to local legal/tax requirements incompatible with PayPal's mechanism).

How to add Donate button

On internet I found advice to go on:

https://www.paypal.com/us/cgi-bin/?cmd=_donate-intro-outside

without logging in. Then I create donate button, copy HTML code and paste it on my blog. Donate button appeared on my blog.

When I ask my friend to try sending me some funds for testing purpose he get this error:

"Your recipient is not able to receive funds at this time. Your recipient must first set up his or her account to receive funds."

Cause of this error in my case is PayPal does not support Donate button for some countries, in this case PayPal doesn't support donate button for my country.

Solution for "Your recipient is not able to receive funds at this time" error with Donate button

You can solve this problem with choosing Buy Now button type instead of Donate button type. PayPal says:

We can't quite recommend using "buy now" button to accept donations, but from technical perspective it should be working correctly. Such transaction will also show as purchase on the donor's account and credit card statement, which may be confusing.

So, they tolerate this approach, it is not perfect but it will do.

I will not going in details how to generate PayPal Buy Now button. Here is an excellent link which in details describe how to make your own Buy now button step by step with images : How to sell an ebook with paypal.